What is required to be approved for a title loan?
To be approved for a title loan with Car Title Loans Oxnard, you must be at least 18 years old and have the following:
- Lien-free car title
- Proof of income
- A government-issued ID
- You do not need good credit.
Does the car title have to be in my name?
Yes, the car title must have you listed as the legal owner to be eligible for a title loan with Car Title Loans Oxnard. If you are listed on the title along with another person, call our Oxnard office to determine whether or not the other person listed on the title has to apply along with you.
Do I need to have a job to apply?
No, Car Title Loans Oxnard does not require you to be currently employed to get a title loan. But you do need to have some type of regular income (unemployment, disability, retirement income, etc). A minimum of $1,200 a month is required to apply.
What if I have poor credit?
We can still help! Your credit score doesn’t matter. Car Title Loans Oxnard can help you acquire a title loan whether you have good credit, bad credit, or no credit. And your credit score isn’t affected by applying/obtaining a title loan with us!
What is a lien-free car title?
A lien-free car title means that you own your car outright, with no outstanding loans or judgments against it. You need to have a lien-free car title to get a lone from any title loan company!
What is a title loan?
A title loan is a quick and convenient way for people who own their car to get fast cash. Getting a title loan is easy, as long as you own your car and have a lien-free title, you can use it as collateral to get the cash you need from Car Title Loans Oxnard!
Are there any pre-payment fees or penalties?
No, there are never any fees for paying off your loan early.
What is a typical title loan length.
It can vary based on your needs, however it is typically around 36 months.
How long does it take to be approved?
Usually, we can have you approved with cash in hands within 24 hours!